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Terms of Service

Effective Date: February 24, 2026

Welcome to DT Modern Inc. These Terms of Service ("Terms") govern your use of our website at d-t-modern.com and our services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About Our Services

DT Modern Inc is a direct lender providing business financing solutions. Our services include working capital, business expansion financing, and equipment financing for qualified businesses. All financing products are subject to credit approval and underwriting criteria.

2. Eligibility

To use our services, you must be at least 18 years of age, have the legal authority to enter into a binding agreement, and represent a legitimate business entity operating within the United States.

3. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Submit false, misleading, or fraudulent information
  • Interfere with the proper functioning of the website
  • Use automated systems to access the website without our permission

4. Applications and Financing

Submitting an application through our website does not guarantee approval for financing. All applications are subject to review, verification, and approval at our sole discretion. Terms, rates, and amounts offered will depend on your specific business profile and financial circumstances.

5. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from DT Modern Inc, the following terms apply:

  • DT Modern Inc may use an automatic telephone dialing system (ATDS) to deliver text, including promotional and customer care messages messages to the mobile number you provide.
  • Message frequency varies depending on your inquiry status and interactions with our team.
  • Message and data rates may apply based on your mobile carrier plan.
  • Reply STOP to any message to immediately opt out of receiving further text messages from us.
  • Reply HELP for assistance, or contact us at dylan@d-t-modern.com.
  • Consent to receive SMS messages is NOT a condition of purchase or receiving any services from DT Modern Inc.
  • We do not sell, share, or disclose your mobile phone number or SMS opt-in information to third parties or affiliates for marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of DT Modern Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent.

7. Privacy

Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our website, you consent to our data practices as described in the Privacy Policy.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. DT Modern Inc does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, DT Modern Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless DT Modern Inc, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the website or violation of these Terms.

11. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only, and DT Modern Inc does not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Contra Costa County, California.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms of Service, please contact us at:

DT Modern Inc
700 Harvest Park Drive
Brentwood, CA 94513
Email: dylan@d-t-modern.com

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